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Legal Disclosures for this website

The information on this web site is to be taken as the beginning of a conversation, and not investment advice.  We are not making recommendations, providing tax or legal advice, or implying the information we discuss is even complete.  It is a taste, not a meal.

Please contact us directly to understand any portions of this site that may be vague or confusing.  If you feel you cannot restrain yourself and must trade a security based on what we have written, then do not call us if it doesn’t work out.  You were warned the information was incomplete and not to be traded on.

We have intentionally written this site with no one individual or type of person in mind.  Therefore, it is not personalized in any manner.

We get information from numerous sources and rely on them for accuracy, however we cannot demonstrate it is accurate and as such it should be verified by the reader at their risk.

We accept no liability for actions taken from this site’s contents.  The pieces were the opinion of ALM at the time they are written, and ALM is under no obligation to update them or communicate changes to you.  If you’d like our opinions and thoughts on a current basis, it will require ALM and you to have a business contract.  Some securities may be owned by employees or officers of ALM – along with their clients; we will post in the blog if that is the case but reserve the right to not provide ongoing research for the reader.

Again, this is the beginning of a conversation and not an offer or solicitation of any kind.

There are risks in investing. If you are not familiar with those risks, we suggest you contact us or your CPA to explain them to you prior to your making any changes.

This website, it’s contents and opinions are the property of ALM Advisors, Inc. and are not to be redistributed to others without written permission from us in advance.